My Newest Budget-Saving Trick
I participated in an Influencer Activation on behalf of Influence Central for AmericanExpress Serve. I applied for the Serve Cash Back card to facilitate my review and received a promotional item to thank me for my participation. #ServeSomeGood
I love budgeting – making the spreadsheet, tracking our expenses and income, planning how we can afford our necessities, maybe get some fun wants, and hopefully save for future goals. Whether you love to budget or not, My Newest Budget-Saving Trick can help you keep more green to use for whatever you choose!
Recently, I shared 5 Best Money Saving Tips with you, one of which being to use the American Express Serve® Cash Back prepaid debit card. Not only does it make it so you don’t have to carry bundles of cash around, but still give you the benefits of a ‘cash only/envelope’ system, but you can earn money BACK! I mentioned I planned to use this for the majority of my spending to test it out, and I loved it!
Knowing that I had a set amount on my card, whatever amount it was that I’d chosen to load onto my card easily online, it worked just as great as a cash-only system. I only had a card to worry about, too, instead of cash that could be lost or stolen. I mean, your card can be, also, but you can report it and get any stolen funds back and the card replaced. Cash, not so much.
There’s also some handy money management tools online for no or low cost, so whether you just love learning more about finance help or really need to up your financial knowledge they’re there to help! There is a low monthly fee of $5.95, which did leave me hesitant at first – but I learned you earn that much and more easily with the 1% cash back on purchases. The cash back you earn is quickly added to your account after your purchase, so it’s available whenever you are. Just log in to redeem your earnings for your next purchase.
They also offer free direct deposit, free online bill pay, and free in-network ATM withdrawals. A $2.50 AmericanExpress Serve fee applies for out of network ATM withdrawals.
So what are you waiting for? Register on-line to get a prepaid card in the mail. There’s no credit checks, minimum balances or hidden fees.
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Kelly Dedeaux
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